Important Information Regarding COVID-19 & NYSDFS Emergency Measures

At Witkin Scott, supporting our clients is always our top priority. As a partner to you and your business, we continue to closely monitor the impacts of the COVID-19 situation and we are working to ensure the safety and wellbeing of our employees, clients and business partners. Western NY is a community unlike any other, we are in this together and we will stand by you during these trying times.

Although insurance has been declared an essential industry, we have initiated our business continuity plan (BCP). All Witkin Scott employees who are able to are now working remotely until further notice in order to promote social distancing procedures outlined by the Federal Government and the Centers for Disease Control and Prevention (CDC). Additionally, we are no longer accepting visitors or vendors into our location.

Witkin Scott remains fully committed to keeping up with the needs of our clients. Please continue to contact us as you normally would by email or phone, we are here to assist you. You can view direct contact information at Staff Contact Info.

If you are uncertain who to contact please email or via Secure Contact Form. Both of these methods of communication are monitored by the entire staff and will ensure a prompt response to your inquiry.

If you need to reach the insurance company directly, a list of our carriers and their contact information is available here.

As we have for 125 years, Witkin Scott remains fully committed to assisting you and your company through these challenging times. We will continue to share updates about our operational decisions as the situation unfolds.

Thank you for your continued trust, we are committed to every day earning the confidence you have placed in us. Please reach out to our team with any questions.

Harris B. Witkin, CIC
Witkin Scott Associates, Inc.

NYSDFS Enacts Emergency Measures to Protect Insurance Policyholders

We hope that this message finds you and your family safe and healthy. 

These are difficult times. The New York Legislature and Department of Financial Services have been implementing emergency measures in an effort to protect insurance policyholders who have been hit with financial hardship because of the COVID-19 pandemic.  Regulations they enacted include: the waiver of late fees; the prohibition on reporting negative data to credit reporting agencies; and the repayment of late premiums over a 12-month period.

If you have been impacted by this pandemic, this means help may be available.

    If you can demonstrate that you’re unable to make a timely premium payment due to financial hardship because of the COVID-19 pandemic, you may pay such premium over a 12-month period. 

    If your policy is financed through a premium finance agency, they must provide a grace period before cancelling your policy for late payment of an installment if you can demonstrate financial hardship because of the COVID-19 pandemic. This grace period will be 60 days for a property/casualty policy; 90 days for a life insurance policy.  You will be given a 12-month period to pay the missed installment, and the premium finance agency may not impose late fees or  report you to any credit reporting agency or debt collector because of that installment.

You may prove hardship by submitting a written attestation to the insurance company or premium finance agency regarding your financial hardship resulting from the COVID-19 pandemic.  The full text of the relevant regulations can be read here:

If you have any questions about this or your policy, don’t hesitate to contact our team. For helpful resources surrounding COVID-19, visit our resource page. We’re proud to continue helping you protect what matters most.